BNPL vs. traditional loans: What works best for US immigrants?
BNPL and traditional loans aren’t inherently good or bad for immigrants, the real challenge is navigating systems that weren’t designed with their realities in mind. What matters most isn’t which product you pick today, but how each decision fits into a broader plan to build autonomy and survive in the U.S. economy, and own your place in it.
MPowa Finance vs Wonga: which is the best in South Africa
The truth is that neither is perfect. MPowa is strict but fast. Wonga is flexible but requires proof. Choosing between them isn’t about which app sounds better, but which one fits your financial reality?
How to reduce loan defaults in Liberia: Best strategies for lenders
When we talk about loan defaults in Liberia, what usually comes to mind is poverty or bad borrowers. But beneath the surface, there are ignored factors that quietly make things worse. In this article, we explored the reasons behind Liberia’s loan default challenge and workable strategies that lenders can use to protect their portfolios while still empowering the people they serve.
Where to get loans in Zambia without collateral
Getting a loan in Zambia shouldn’t require land titles, paperwork from 1997, or begging your employer for a letter. Thankfully, several modern lenders are offering clean, fast, no-collateral loans to help Zambians access credit without drama. With over 60% of Zambians still don’t have access to formal credit, there are just more than enough Zambians […]
How Open Banking will transform Credit in Nigeria: Audience Q&A
We had a vibrant turnout at our recent webinar, “How Open Banking will transform Credit in Nigeria,” with dozens of questions from professionals across banking, fintech, and policy. Below is a detailed Q&A covering everything from payments and privacy to infrastructure and cross-border insights. Whether you missed the session or want to dive deeper, here’s […]
How Open Banking will transform Credit in Nigeria
On May 29, 2025, Lendsqr hosted an illuminating webinar titled “How Open Banking will transform Credit in Nigeria.” With over 100 attendees from Nigeria’s fintech, banking, and consulting sectors, this session brought together two global experts: Chris Michael, CEO of Ozone API and current lead on several open finance initiatives, and Ladi Asuni, Partner & […]
Programu 5 Bora za Mikopo ya Ksh 5,000 Nchini Kenya
Wakenya wengi hupata chini ya Ksh 50,000 kwa mwezi, huku wastani wa mapato ya kila mwezi ukiwa Ksh 20,123. Ili kuelewa hali hii vizuri, kuishi kwa starehe nchini Kenya siku hizi kunahitaji takriban Ksh 150,000 kwa mwezi. Hii inaonyesha kuwa idadi kubwa ya Wakenya huishi kwa bajeti finyu na huenda wakapata ugumu wa kukidhi mahitaji […]
Uburyo 5 bwo Kwigaragaza nk’Umugurizabikorwa Utandukanye mu Rwanda
U Rwanda rwahinduye amateka yarurangwagamo n’ibikomere rukaba kimwe mu bihugu bifite iterambere ryihuse muri Afurika, bigaragarira mu mahame arugenga no mu bushake bwo kwiyubaka. Dushingiye ku bunararibonye dufite mu nganda z’imari, twasanze u Rwanda ari ahantu heza ho gukorera inguzanyo hifashishijwe ikoranabuhanga. Imiyoborere myiza n’iyubahirizwa ry’amategeko bigaragara mu Rwanda bituma habaho icyizere ku isoko ry’imari. […]
Uburyo bwo Gusohoza Inguzanyo neza ku Batanga Inguzanyo mu Rwanda
Uzi uko biba bimeze. Umuntu afata inguzanyo, wenda ngo yongere ibicuruzwa mu iduka rye, agure imirima, cyangwa agure moto ya kabiri kugira ngo agure ubucuruzi bwe bwo gutwara abantu. Mu ntangiriro, ibintu byose bigenda neza. Umugurijwe yishyura ku gihe, nawe ukumva uhagaze neza ku masezerano. Ariko ubuzima bushobora kuzana ibibazo. Isoko iradindira, haboneka indwara itunguranye, […]
💡 Your customers can now choose how they want to fund their savings 🆖
Hello there! 👋 Happy new month and welcome to June! Can you believe we’re already at the halfway mark of 2025? With just one month left in Q2, it’s the perfect time to evaluate the year and reprioritize if required. Remember the goals you set at the start of the year? How are they coming […]
A deep overview of consumer credit in Botswana
This report explores these developments in depth and presents a narrative-driven overview of Botswana’s consumer lending journey over the past five years.
