What NCGC will (and won’t) do for Nigerian lenders
Industry Information

What NCGC will (and won’t) do for Nigerian lenders

So here’s a breakdown of five important things the NCGC will do and just as importantly, five things it won’t.

What is the National Credit Guarantee Company (NCGC)
Industry Information

What is the National Credit Guarantee Company (NCGC)

So when the Federal Government of Nigeria announced the establishment of the National Credit Guarantee Company Limited (NCGC), expectations were naturally high, but so was the skepticism.

How to finance your first car as an immigrant in Canada
Borrower information

How to finance your first car as an immigrant in Canada

Whether you’re planning to buy outright, take out a loan, or go through a dealership, there are a few things every new  immigrant in Canada should know before they sign anything or hand over a single dollar.

How to get a student loan in Namibia
Borrower information

How to get a student loan in Namibia

This article outlines the steps, timelines, and key considerations to secure the funding you need and avoid common setbacks that keep thousands locked out each year.

Who regulates lending in Namibia?
Borrower information

Who regulates lending in Namibia?

This article breaks down Namibia’s lending regulatory ecosystem; who’s in charge, what their mandates are, and how the system affects borrowers, lenders, and the broader economy.

How to get a business loan in Cameroon
Borrower information

How to get a business loan in Cameroon

In this article, we’ll walk you through the loan options that exist in Cameroon, how to prepare for them, and how to avoid the traps that keep so many businesses locked out of funding.

Effective loan collections for lenders in Namibia
Lender information

Effective loan collections for lenders in Namibia

This piece walks through the current loan collection system in Namibia: what’s working, what’s not, and where smart lenders are focusing their energy if they want to stay in the game.

Banking as a service explained: All you need to know
Industry Information

Banking as a service explained: All you need to know

Banking as a Service, or BaaS, is what allows businesses that aren’t banks to offer actual banking services to their customers.

Effective loan collections for lenders in South Africa
Lender information

Effective loan collections for lenders in South Africa

This article breaks down what effective loan collection looks like in the South African context, what’s holding lenders back, and how to improve results without increasing risk.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

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Equipment finance in South Africa: How lenders can tap into this growing market
Lender information

Equipment finance in South Africa: How lenders can tap into this growing market

Equipment finance refers to the various lending arrangements that allow businesses to acquire the tools they need such as machinery, vehicles, generators, IT hardware, or medical devices without having to make large upfront payments.

HES Fintech vs Turnkey Lender: Which loan software is best for you?
Lender information

HES Fintech vs Turnkey Lender: Which loan software is best for you?

HES Fintech and Turnkey Lender both offer end-to-end lending platforms built to simplify operations and reduce risk. This guide breaks down how each platform performs across the full loan lifecycle.