A deep overview of consumer credit in Rwanda
Industry Information

A deep overview of consumer credit in Rwanda

This report provides an in-depth analysis of Rwanda's consumer lending landscape, covering formal and informal markets, regulatory frameworks, types of credit, key players, and future prospects.

BNPL vs. traditional lending: What works best in Zambia?
Borrower information

BNPL vs. traditional lending: What works best in Zambia?

You’ve probably heard of Buy Now, Pay Later (BNPL) and traditional loans, but what’s the real difference?

A cultural view of loan defaults in Zambia
Industry Information

A cultural view of loan defaults in Zambia

This report analyzes loan defaults in Zambia from 2019 to 2024 through a cultural lens, focusing on personal and consumer lending.

Mwachangu vs PowerKwacha – which loan app is the best in Zambia?
Borrower information

Mwachangu vs PowerKwacha – which loan app is the best in Zambia?

So, which one should you trust when you need a quick loan? Let’s compare Mwachangu and PowerKwacha side by side, breaking down their loan terms, interest rates, repayment policies, and overall customer experience.

How to get a student loan in the US as an international student from Zimbabwe
How to

How to get a student loan in the US as an international student from Zimbabwe

If you're trying to figure out how to finance your studies in the US, here’s a step-by-step guide to securing a student loan as a Zimbabwean student.

How to get a student loan in the UK as an international student from Zimbabwe
How to

How to get a student loan in the UK as an international student from Zimbabwe

This guide will walk you through everything you need to know about securing a student loan as a Zimbabwean studying in the UK.

How to get a business loan in Zimbabwe
How to

How to get a business loan in Zimbabwe

In this guide, we will outline the essential steps to securing a business loan in Zimbabwe, covering lender requirements, the best loan options, and practical tips to enhance your chances of approval.

How to get a lending license in India
License

How to get a lending license in India

The Reserve Bank of India (RBI) has firm compliance requirements, and skipping any step can lead to serious consequences. This guide will walk you through the entire process

Credit union vs Money lenders: A comparative overview
Industry Information

Credit union vs Money lenders: A comparative overview

Your rent is due in a few days, or your business needs a quick cash injection to restock inventory. Maybe it’s a medical emergency, and you need funds immediately. Where do you turn? Traditional banks? Not always an option, especially when you don’t have the collateral, credit history, or time to go through the long […]

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

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Top credit regulators lenders in East Africa must know
Lender information

Top credit regulators lenders in East Africa must know

For lenders, the message is clear: Know the regulators, understand the rules, and stay compliant. Otherwise, your lending business could be one policy change away from closure.

All you need to know about alternative credit scoring
Industry Information

All you need to know about alternative credit scoring

By moving beyond traditional credit reports, lenders can tap into new data sources to get a fuller, fairer picture of a borrower’s financial health.