Numida vs ManguCash – which is the best in Uganda
Borrower information

Numida vs ManguCash – which is the best in Uganda

Numida and ManguCash are two digital lenders making waves in Uganda’s financial space, offering different approaches to the same promise: fast, easy credit. The real question is which lender actually works for you and which one could leave you worse off? Let's unpack facts

EcoCash vs Himoney – which is the best in Zimbabwe
Borrower information

EcoCash vs Himoney – which is the best in Zimbabwe

In a country where loan apps have become a financial means of survival for many, EcoCash and HiMoney both promise fast loans, low stress, and mobile convenience. But which one actually delivers when it matters? We'll break it down; feature by feature and experience by experience in this piece.

Who regulates lending in Zimbabwe
Borrower information

Who regulates lending in Zimbabwe

Behind every loan approval or denial is a complex system of laws and regulators meant to keep things in check. This article explores Zimbabwe’s lending environment, who regulates it, what laws apply, how interest rates are controlled, and how these systems affect people. 

How to get a student loan in Canada as an international student from Botswana
Borrower information

How to get a student loan in Canada as an international student from Botswana

Despite all the gatekeeping, there are options if you know where to look. In this guide, we'll explore these options in detail, providing you with the information needed to bring your Canadian education aspirations to fruition.

Who regulates lending in Ghana
Industry Information

Who regulates lending in Ghana

Lending in Ghana is watched over by a network of institutions, each handling different types of lenders,

BNPL vs. traditional lending: What works best in Uganda?
Lender information

BNPL vs. traditional lending: What works best in Uganda?

Choosing between BNPL and traditional loans really comes down to what you need and when. They operate under different models, offer distinct benefits, and carry unique risks.

How to get a student loan in Ghana
Borrower information

How to get a student loan in Ghana

A degree doesn’t guarantee success. But it gives you a fighting chance. So if money is the only thing standing between you and your education, don’t be afraid to explore your options.

A deep overview of consumer credit in Tanzania
Industry Information

A deep overview of consumer credit in Tanzania

This report reviews (year-by-year) the data (2019–2024) on formal credit flows, borrower profiles and defaults, and consumer lending trends

A report on how direct debit works in Tanzania
Industry Information

A report on how direct debit works in Tanzania

This report reviews the regulatory framework, technical design, market players, and trends for direct debit in Tanzania (2019–2024), drawing on BoT publications, industry reports, and expert commentary.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

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BNPL vs. Traditional loans : What works best in Ghana
Borrower information

BNPL vs. Traditional loans : What works best in Ghana

Does BNPL actually beat traditional lending from banks and microfinance institutions? That depends. Not just on the cost, but on your financial goals, discipline, and what kind of credit experience you're looking for.

What lenders in Ghana should look for in a loan management software
Lender information

What lenders in Ghana should look for in a loan management software

Whether you're running a small credit business or a fast-growing digital lender, your software shouldn't hold you back.